Alice Tan
Senior life and health insurance advisor helping young families and professionals in the East protect what matters. I focus on clear, jargon-free advice.
Meet Alice
Awards & recognition
Top 1% of financial services professionals worldwide.
Products
Whole-of-life protection with cash value accumulation and a multiplier benefit until age 70.
Affordable 20-year term life cover with up to SGD 1,000,000 sum assured and optional critical illness rider.
Articles & videos by Alice
Insurers do not always pay a hospital bill in full, even under an as-charged plan. Here is what "reasonable and customary" means and why it can leave a gap.
Work Permit and S Pass holders are not covered by MediShield Life. Employers must arrange private medical insurance instead β here is what that means in practice.
A checklist I wish every customer brought to their first meeting with an advisor.
The two most common life insurance types solve different problems. Here is a plain-language guide to choosing.
Moving your Integrated Shield Plan to a new insurer usually means fresh underwriting on any health condition you have developed. Here is what resets and what does not.
MediShield Life and Integrated Shield Plans stop paying the moment you leave Singapore. This is what actually covers a medical emergency abroad, and why buying travel insurance early matters.
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