Compare employee benefits insurance in 🇲🇾 Malaysia

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Work injury compensation, foreign worker medical and group health cover for staff. Select up to 4 plans below to see them side by side. Plans are listed alphabetically by insurer — we don't rank or recommend products.

Sort byTakaful only3 of 3 plans

Insurer

Allianz General

Foreign Workers Hospitalization and Surgical (FWHS/SKHPPA)

Foreign worker hospitalisation and surgical scheme

Allianz's SKHPPA cover, sold alongside its immigration guarantee and supplementary accident schemes for foreign workers.

•Daily hospital room and board up to RM160 for up to 30 days
•Intensive care for up to 15 days
•In-hospital physician visits for up to 30 days

Official source ↗ · checked 2026-09-24

Takaful Malaysia

Foreign Workers Hospitalisation & Surgical Scheme (SKHPPA) Takaful

Foreign worker hospitalisation and surgical takaful scheme

The takaful version of the compulsory SKHPPA scheme, excluding domestic workers, at RM120 plus service tax.

RM120 per foreign worker a year, plus 8% service tax(published indicative price)

•Compulsory scheme for employers of foreign workers
•Annual limit of up to RM20,000
•Room and board up to RM160

Official source ↗ · checked 2026-09-24 · Product disclosure sheet ↗ · Brochure ↗

Zurich General

Foreign Worker Hospitalisation and Surgical Insurance (SKHPPA)

Foreign worker hospitalisation and surgical scheme

The SKHPPA scheme at the standard RM120 a year, capped at RM20,000 of claims and payable at government hospitals.

RM120.00 a year per insured person(published indicative price)

•Overall annual limit of RM20,000
•Daily hospital room and board up to RM160 for up to 30 days
•Intensive care for up to 15 days

Official source ↗ · checked 2026-09-24 · Product disclosure sheet ↗ · Policy wording ↗

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Allianz General1300 22 5542 / 1800 22 5542customer.service@allianz.com.my
Takaful Malaysia+603-7628 3905csu@takaful-malaysia.com.my
Zurich General+603-7989 0345callcentre@zurich.com.my

Published by the insurers and last checked 2026-09-02. Contact details change — the insurer's own website is authoritative.

This comparison shows factual product information compiled from insurers' official public materials, with a source link and last-checked date for each product. It is not financial advice and not a recommendation of any product. Premiums shown are the insurers' published indicative prices — your actual premium depends on your profile. Benefits, terms and exclusions are summarised; always confirm details in the insurer's official policy documents or with a licensed advisor before buying.