Compare health & medical insurance in 🇲🇾 Malaysia

A standalone medical plan with no lifetime limit and coverage up to age 100, customisable with optional boosters.

• •No lifetime limit
• •Coverage up to age 100
• •Optional riders A-Plus MediBoost and A-Plus MediRecover

A comprehensive medical takaful rider with up to RM3 million annual limit, no lifetime limit and wellness extras.

• •Annual limit up to RM3 million, renewed yearly, with no lifetime limit
• •Coverage to age 70 or 80 with automatic extension to age 100 (depending on basic plan)
• •Health Wallet no-claim bonus of up to RM2,500 a year

A flexible medical and hospitalisation plan with up to RM3 million annual coverage and customisable co-insurance.

• •Annual coverage up to RM3 million
• •No hospital room & board limit
• •20% cost-of-insurance discount, retained with no claims

An entry-level medical plan bought without a medical examination, with room and board from RM160 to RM360 a day.

• •Unlimited lifetime medical cover with an annual limit up to RM150,000
• •Hospital room and board of RM160, RM280 or RM360 a day by plan
• •Intensive care charges with no limit on days per annum

A medical plan that pays for outpatient psychiatrist consultations and treatment, not only hospitalisation and surgery.

• •Outpatient psychiatrist consultation and treatment charges, covering major depressive disorder, OCD, bipolar disorder and PTSD among others
• •Hospitalisation and surgical cover alongside the mental health benefit
• •Premium from as low as RM84 a month

Etiqa's highest online medical takaful limit — RM250,000 a year, unlimited lifetime, renewable to 85.

• •Unlimited lifetime medical coverage with an annual limit up to RM250,000
• •Cover of RM250,000 from as low as RM2.36 a day
• •Guaranteed renewal to age 85 as long as contributions are paid on time

Etiqa's top medical rider: RM2 million a year, and the only one here that names genomic testing and outpatient psychiatric cover.

• •Unlimited lifetime coverage with annual protection up to RM2 million
• •Advanced medical treatment charges including brachytherapy, gamma knife, cryoablation and hormone therapy for cancer
• •Genomic test for cancer up to RM30,000

An entry-level medical takaful with no lifetime limit and two deductible options to hold the contribution down.

• •Unlimited lifetime coverage
• •Guaranteed renewal as long as contributions are paid on time
• •Two deductible options, so the contribution can be traded against the excess

A medical rider meant to top up employer cover and carry it into retirement, with an annual limit up to RM1.5 million.

• •Unlimited lifetime cover with an annual limit up to RM1.5 million
• •Hospital room and board from RM150 to RM500 a day across five plans
• •Surgical, anaesthetist and operating theatre fees with no stated limit

An online family medical plan with unlimited lifetime limit and annual cover of up to RM150,000.

• •Annual limit up to RM150,000
• •Unlimited lifetime limit
• •No medical check-up required

The Shariah-compliant twin of OneMedical: cashless admission, no lifetime limit, and a 5% discount when the family joins together.

• •Overall annual limit up to RM160,000 with no overall lifetime limit
• •Cashless hospital admission — a guarantee letter on one call to the 24/7 hotline
• •No medical examination; instant approval after a few health questions

The takaful counterpart of Medical Plus, with a RM2.3 million annual limit and a deductible cover option for retirement.

• •Unlimited lifetime cover with an annual limit up to RM2.3 million
• •Deductible cover option: contribute now to hold full medical cover in retirement
• •Attaches to selected investment-linked takaful plans

An online medical takaful with two plan levels, no lifetime limit and a once-per-lifetime annual limit restoration benefit.

• •Annual limit RM50,000 (Medical Plus) or RM150,000 (Medical Pro)
• •No lifetime limit
• •Restoration benefit restores annual limit once per lifetime

A medical rider for selected investment-linked plans with a RM3 million annual limit and no overall lifetime limit.

• •RM3,000,000 annual limit
• •No overall lifetime limit
• •Wellness Bonus: 10% refund of insurance charges if claim-free every 2 years

A standalone online medical takaful plan covering hospitalisation and surgery up to age 80 with zero co-takaful.

• •Medical coverage for hospitalisation and/or surgical treatment up to age 80
• •Zero co-takaful applicable
• •No medical examination required

A comprehensive hospitalisation and surgical rider with annual limits up to RM2 million and cash rewards for staying claim-free.

• •Annual limit RM1m-RM2m (up to RM3.5m with Million Extra III option)
• •No lifetime limit
• •15% No Claims Incentive cash reward

A hospital income takaful plan paying a guaranteed daily cash allowance of up to RM500 during hospitalisation.

• •Daily cash benefit from RM100 up to RM500 per day of hospitalisation
• •Daily cash allowance doubled if hospitalised due to cancer
• •Benefit payable up to 730 days per confinement

An affordable deductible medical card from RM2 a day with an annual limit of up to RM250,000.

• •High annual limit of up to RM250,000
• •Unlimited length of hospital stay
• •Outpatient benefits for kidney dialysis, cancer and dengue fever

A standalone yearly renewable medical plan with unlimited lifetime coverage and renewal up to age 100.

• •Unlimited overall lifetime coverage
• •Renewable up to age 100 (next birthday)
• •Deductible options (examples: RM500 and RM5,000); waived for emergency or government hospital treatment

Hospital and surgical cover whose annual limit grows in claim-free years, with an optional deductible and a family discount.

• •Individual and family hospital and surgical protection
• •Overall annual limit grows when no claims are incurred
• •Personal accident cover that grows in value with renewals from the 4th year onwards

A medical plan attachable to PRUWith You Plus with no lifetime limit and annual cover of up to RM2 million.

• •Annual limit up to RM2 million (RM8 million with Booster rider)
• •No lifetime limit, coverage up to age 100
• •Deductible options from RM500 to RM10,000

A basic medical takaful covering hospitalisation, outpatient, cancer and dialysis treatments with no lifetime limit.

• •RM100,000 annual limit with no lifetime limit
• •Covers cancer treatment and kidney dialysis
• •Room & board up to RM150/day plus RM50 daily cash benefit

A top-up medical takaful plan with an annual limit of up to RM3 million, no lifetime limit and six deductible options.

• •Overall annual limit up to RM3 million with no lifetime limit
• •Six deductible levels to layer over an existing medical plan
• •10% family package discount per person

A guaranteed yearly renewable standalone medical plan for existing medical plan owners, renewable to age 99.

• •Annual limit up to RM500,000; lifetime limit up to RM5,000,000
• •20% no-claim discount from inception
• •Guaranteed yearly renewable up to age 99 (next birthday)

A yearly renewable medical insurance with five plan levels, no lifetime limit and renewal up to age 100.

• •Annual limit RM100,000-RM2,000,000 across 5 plans
• •No lifetime limit
• •Renewable up to age 100 (next birthday)