Compare personal accident insurance in 🇲🇾 Malaysia

Five priced tiers covering accidental death, permanent disablement and accident-related treatment, open from age 3 to 70.

• •Accidental death and permanent disablement cover
• •Medical and surgical treatment arising from accidents
• •Five plan tiers so cover can be sized to budget

Etiqa's online accident plan: RM250,000 of cover, medical reimbursement and a nursing care allowance, 25% cheaper online.

• •Up to RM250,000 on accidental death or permanent disability
• •Reimbursement of accidental medical treatment expenses
• •Daily payout for each day spent in hospital

The Buddy PA variant that pays on crime: snatch theft, forced ATM withdrawal, domestic violence and kidnapping.

• •Up to RM300,000 on death or permanent disability
• •Cover for snatch theft and unauthorised ATM withdrawals
• •Cover for domestic violence and kidnapping

The highest Buddy PA payout: RM320,000, doubled to RM640,000 for an accident on public transport.

• •Up to RM320,000 on accidental death or permanent disability
• •Up to RM640,000 for accidents occurring on public transport
• •Financial support for total temporary disability

The Buddy PA variant that does not exclude the sport you took up at the weekend.

• •Up to RM250,000 on accidental death or permanent disability
• •Reimbursement of accidental medical treatment expenses
• •Daily payout for each day spent in hospital

The takaful twin of Buddy PA, and the one that pays cash back when no claim is made.

• •Cash back when no claim is made
• •Up to RM250,000 on accidental death or permanent disability
• •Reimbursement of accidental medical treatment expenses

The Buddy PA variant that pays on crime: snatch theft, forced ATM withdrawal, domestic violence and kidnapping.

• •Up to RM300,000 on death or permanent disability
• •Cover for snatch theft and unauthorised ATM withdrawals
• •Cover for domestic violence and kidnapping

The highest Buddy PA payout: RM320,000, doubled to RM640,000 for an accident on public transport.

• •Up to RM320,000 on accidental death or permanent disability
• •Up to RM640,000 for accidents occurring on public transport
• •Financial support for total temporary disability

The Buddy PA variant that does not exclude the sport you took up at the weekend.

• •Up to RM250,000 on accidental death or permanent disability
• •Reimbursement of accidental medical treatment expenses
• •Daily payout for each day spent in hospital

Accident cover bought alongside a car policy, with 24-hour roadside assistance and evacuation.

• •Personal accident cover linked to the car policy
• •24-hour emergency roadside assistance
• •Emergency message transmission to family after an accident

Accident cover for the driver and passengers of a vehicle, paying a cash allowance and unlimited free towing.

• •Cash allowance payout after an accident
• •Unlimited free towing
• •Accident cover for the driver and passengers

The takaful twin of Cash Care PA: RM150,000 for every person in the car, and RM500 paid within 24 hours.

• •Up to RM150,000 for each person in the vehicle on death or permanent disability
• •RM500 cash allowance paid within 24 hours, approved instantly
• •Unlimited free towing, any distance

A women's accident plan covering maternity complications, facial reconstruction and a bonus for twins.

• •Death due to maternity complication benefit
• •Total and permanent disability benefit
• •Facial reconstructive surgery or dental treatment benefit

RM50,000 for accidental death or permanent total disability, plus RM50 a night in hospital, with no medical examination.

• •RM50,000 accidental death benefit
• •RM50,000 for permanent total disability
• •RM50 per night hospital confinement allowance, up to RM5,000

The takaful twin of Flexi PA: no medical examination, renewable to age 70.

• •Hospital confinement allowance
• •No medical examination required
• •Entry from 18 to 65, renewable up to age 70

Guaranteed approval for people with a JKM-registered disability — cover most plans decline, from about 33 sen a day.

• •Guaranteed approval for visual, hearing, speech and physical disabilities registered with Jabatan Kebajikan Masyarakat
• •Up to RM20,000 for natural death and up to RM40,000 for accidental death, plus RM2,000 towards funeral expenses
• •Accidental medical reimbursement up to RM400

A family accident plan covering adults and children on one policy, from RM100,000 up to RM1,000,000 per adult.

• •Death cover per adult of RM100,000 / RM300,000 / RM500,000 / RM1,000,000 across the four tiers
• •Children covered on the same policy at RM25,000 (Silver) or RM50,000 (Gold, Platinum, Diamond)
• •Permanent disability cover matching the death benefit

One family accident takaful in four versions — the plain one, the crime one, the hospital one and the top one.

• •Covers the participant and family members on one certificate
• •Essential: accident death, disability and medical benefits
• •Crime Cover: adds loss or injury caused by crime

Roadside assistance with accident cover attached: unlimited towing and RM50,000 of protection.

• •Up to RM50,000 on death or permanent disability
• •Unlimited free towing service
• •24-hour breakdown assistance

Roadside assistance with accident cover attached: unlimited towing and RM50,000 of protection.

• •Up to RM50,000 on death or permanent disability
• •Unlimited free towing service
• •24-hour breakdown assistance

Accident cover for the driver and every passenger, rather than the named policyholder alone.

• •Covers the driver and passengers of the private car
• •Accident benefits paid per person in the vehicle
• •Bought alongside a private car takaful certificate

RM80,000 of accidental death cover for RM3 a month — the cheapest plan Etiqa Malaysia publishes.

• •Up to RM80,000 lump sum for accidental death
• •Accidental permanent disability benefit, including TPD, loss of one or both hands or legs, and total loss of sight in one or both eyes
• •RM1,000 funeral allowance on accidental death

RM80,000 of accidental death cover for RM3 a month — the cheapest plan Etiqa Malaysia publishes.

• •Up to RM80,000 lump sum for accidental death
• •Accidental permanent disability benefit, including TPD, loss of one or both hands or legs, and total loss of sight in one or both eyes
• •RM1,000 funeral allowance on accidental death

RM5,000 of accident cover for about 6 sen a day, plus RM500 compassionate cash.

• •Accidental death and disability cash benefit
• •RM500 compassionate cash allowance paid to nominated loved ones on accidental death
• •RM5,000 of cover from only 6 sen a day

RM5,000 of accident cover for about 6 sen a day, plus RM500 compassionate cash.

• •Accidental death and disability cash benefit
• •RM500 compassionate cash allowance paid to nominated loved ones on accidental death
• •RM5,000 of cover from only 6 cents a day

Great Eastern's simpler accident plan, keeping the terrorism extension and the double and triple indemnity benefits.

• •Accidental death and permanent disablement
• •Extensive medical expenses cover
• •Terrorism extension

Personal accident cover that includes terrorism and motorcycling, with double and triple indemnity benefits.

• •Accidental death or permanent disablement
• •Accidental death or disability from terrorism included
• •Motorcycling covered

An entry-level accident plan pairing death and disablement cover with hospital income and a funeral allowance.

• •Accidental death and total permanent disablement
• •Supplementary cash relief allowance
• •Hospital income

A range of family accident plans, from basic protection to comprehensive cover, compensating for injury caused directly by accident.

• •Covers the policyholder and family for bodily injury caused solely and directly by accident
• •A range of plans from basic protection to comprehensive coverage

24-hour worldwide accident cover for adults aged 16 to 64, renewable to age 70.

• •24-hour worldwide cover
• •Compensation for bodily injury caused by accidental means resulting in disablement
• •Medical and surgical treatment necessitated by a covered accident