Allianz General
Smart Home Cover
Modular houseowner & householder insurance
Modular home insurance with five customisable components covering building, contents, mortgage instalments, home repairs and landlord risks.
• Five customisable modules: HouseOwner (building), HouseHolder (contents), Mortgage Loan Instalment Protection, HomeFix and Landlord Insurance • Landlord module covers malicious damage by tenant, tenant runaway and legal fees for letter of demand • Mortgage instalment protection if home becomes uninhabitable after an insured event Official source ↗ · checked 2026-08-15
Berjaya Sompo
Houseowner / Householder
Conventional
Package cover for home buildings and contents against fire, flood, windstorm, earthquake and theft, open to individuals or companies.
RM60 (minimum annual premium)(published indicative price)
• Covers fire, lightning, explosion, aircraft and impact damage • Flood, hurricane, cyclone, typhoon, windstorm, earthquake and volcanic eruption included • Theft with forcible entry covered Official source ↗ · checked 2026-08-15
Etiqa
Houseowner/Householder Insurance
Houseowner & householder insurance
Home insurance covering fire, natural disasters and theft, with a 15% rebate for buying online.
• Covers fire, lightning and domestic explosion • Covers floods, earthquakes, typhoons and windstorms • Loss of rent reimbursement up to 10% of total sum insured Official source ↗ · checked 2026-08-15
Great Eastern General
Easi-Home
Householder (contents) insurance
Household contents protection against fire, flood, storm and theft with personal liability up to RM250,000.
• Contents covered against insured perils (fire, flood, lightning, storm) up to 100% of sum insured • Theft cover up to 100% of sum insured • Personal liability up to RM250,000 Official source ↗ · checked 2026-08-15
Kurnia (Liberty General Insurance)
Kurnia Householder Plus Insurance
Conventional
Contents-focused home plan for houseowners, householders and renters with accommodation and personal accident benefits.
• Up to RM25,000 for household goods and personal effects • Up to RM7,500 for alternative accommodation if home is uninhabitable • Personal liability cover of RM75,000 Official source ↗ · checked 2026-08-15
Lonpac Insurance
Houseowner/Householder Insurance
Conventional
Combined cover for residential buildings and household contents against fire, natural perils, theft and third-party liability.
• Building cover includes fixtures, fittings, garages, walls, gates and fences • Perils include flood, windstorm, earthquake, burst pipes and impact damage • Theft with violent/forcible entry covered Official source ↗ · checked 2026-08-15
MSIG
Houseowner / Householder
Houseowner & householder insurance
Comprehensive cover for private dwellings, flats and apartments against fire, natural perils, theft and liability.
• Covers fire, lightning, explosion, aircraft and impact damage • Flood, earthquake, hurricane, typhoon and windstorm included • Theft and burglary cover Official source ↗ · checked 2026-08-15
RHB Insurance
Home SmartPLUS Insurance
Conventional
Home insurance that protects the building on an agreed value basis with waiver of the average clause.
• Building protected using agreed value • Waiver of average clause (no under-insurance penalty) • Inconvenience allowance up to RM1,000 for fire/explosion Official source ↗ · checked 2026-08-15
Takaful IKHLAS General
IKHLAS Houseowner / Householder Takaful
Takaful
Shariah-compliant cover for residential buildings and contents against fire, lightning, flood and burst pipes.
• Houseowner section covers structure incl. walls, roof, fixtures, garages, gates and fences • Householder section covers household goods and personal effects • Extensions available for storm, tempest, flood, impact damage and burst pipes Official source ↗ · checked 2026-08-15
Takaful Malaysia
Takaful myHouseowners & Householders
Houseowner & householder takaful
Shariah-compliant protection for the house structure and contents with a cashback reward if no claims are made.
From RM60 minimum contribution(published indicative price)
• Houseowners plan covers walls, roof, fixtures and fittings, garages, gates and fences • Householders plan covers household goods, personal effects and moveable possessions • Covers fire, flood, hurricane, cyclone, typhoon, windstorm, theft and burglary Official source ↗ · checked 2026-08-15
Tokio Marine
Tokio Marine SecureHome
All-in-one houseowner & householder insurance
Enhanced all-in-one home and contents plan with six coverage sections and flexible optional covers.
• Six sections: Building, Content, HouseCare, Inconvenience Allowance, Personal Worldwide All Risks, Personal Accident • Flexible cover with a wide range of optional covers • All-in-one home and content protection Official source ↗ · checked 2026-08-15
Zurich General
Z-HomeProtect Insurance
Houseowner & householder insurance
Two-section home policy letting homeowners insure the building, the contents, or both against fire, flood and theft.
• Buy Section I (building), Section II (contents) or both • Covers fire, lightning, explosion, burst pipes and theft with forcible entry • Flood, hurricane, windstorm, earthquake and volcanic eruption included Official source ↗ · checked 2026-08-15
Zurich General Takaful
Z-HomeProtect Takaful
Takaful
Home takaful with separate building and contents sections covering fire, natural disasters, theft and robbery.
• Choose Section I (building), Section II (contents) or both • Perils include fire, flood, earthquake, windstorm, burst pipes, impact and theft with forcible entry • Robbery and hold-up at premises covered Official source ↗ · checked 2026-08-15