Allianz General
Smart Home Cover
Modular houseowner & householder insurance
Modular home insurance with five customisable components covering building, contents, mortgage instalments, home repairs and landlord risks.
β’ Five customisable modules: HouseOwner (building), HouseHolder (contents), Mortgage Loan Instalment Protection, HomeFix and Landlord Insurance β’ Landlord module covers malicious damage by tenant, tenant runaway and legal fees for letter of demand β’ Mortgage instalment protection if home becomes uninhabitable after an insured event Official source β Β· checked 2026-09-24
Berjaya Sompo
Houseowner / Householder
Conventional
Package cover for home buildings and contents against fire, flood, windstorm, earthquake and theft, open to individuals or companies.
RM60 (minimum annual premium)(published indicative price)
β’ Covers fire, lightning, explosion, aircraft and impact damage β’ Flood, hurricane, cyclone, typhoon, windstorm, earthquake and volcanic eruption included β’ Theft with forcible entry covered Etiqa
Etiqa Home Secure
Combined building and contents home insurance
One policy over both the structure and what is inside it, with cash assistance while the home is unusable.
β’ Loss or damage to the building and its contents β’ Flood, fire, lightning and theft among the insured events β’ Inconvenience cash assistance Etiqa
Etiqa Takaful Home Secure
Combined building and contents home takaful
The Shariah-compliant twin of Home Secure, covering structure and contents together.
β’ Loss or damage to the building and its contents β’ Flood, fire, lightning and theft among the insured events β’ Inconvenience cash assistance Etiqa
Houseowner/Householder Insurance
Houseowner & householder insurance
Home insurance covering fire, natural disasters and theft, with a 15% rebate for buying online.
β’ Covers fire, lightning and domestic explosion β’ Covers floods, earthquakes, typhoons and windstorms β’ Loss of rent reimbursement up to 10% of total sum insured Etiqa
Houseowner/Householder Takaful
Standard houseowner and householder takaful
The takaful twin of Etiqa's houseowner cover, and the one that pays cash back if no claim is made.
β’ Cash back when no claim is made β’ Fire, lightning and domestic explosion cover for the building β’ Flood, earthquake, typhoon and windstorm damage reimbursed Etiqa
MyRumah Insurance
Fixed-price home insurance
A flat RM75 a year for structure and contents β the cheapest home cover Etiqa Malaysia publishes.
RM75.00 per year(published indicative price)
β’ Fire, lightning and domestic explosion cover β’ Flood and storm damage cover β’ Building structure and contents in one policy Etiqa
MyRumah Takaful
Fixed-price home takaful
The takaful twin of MyRumah, also at a flat RM75 a year.
RM75.00 per year(published indicative price)
β’ Fire, lightning and domestic explosion cover β’ Flood and storm damage cover β’ Building structure and contents in one policy Great Eastern General
Easi-Home
Householder (contents) insurance
Household contents protection against fire, flood, storm and theft with personal liability up to RM250,000.
β’ Contents covered against insured perils (fire, flood, lightning, storm) up to 100% of sum insured β’ Theft cover up to 100% of sum insured β’ Personal liability up to RM250,000 Kurnia (Liberty General Insurance)
Kurnia Householder Plus Insurance
Conventional
Contents-focused home plan for houseowners, householders and renters with accommodation and personal accident benefits.
β’ Up to RM25,000 for household goods and personal effects β’ Up to RM7,500 for alternative accommodation if home is uninhabitable β’ Personal liability cover of RM75,000 Lonpac Insurance
Houseowner/Householder Insurance
Conventional
Combined cover for residential buildings and household contents against fire, natural perils, theft and third-party liability.
β’ Building cover includes fixtures, fittings, garages, walls, gates and fences β’ Perils include flood, windstorm, earthquake, burst pipes and impact damage β’ Theft with violent/forcible entry covered Official source β Β· checked 2026-09-24
MSIG
Houseowner / Householder
Houseowner & householder insurance
Comprehensive cover for private dwellings, flats and apartments against fire, natural perils, theft and liability.
β’ Covers fire, lightning, explosion, aircraft and impact damage β’ Flood, earthquake, hurricane, typhoon and windstorm included β’ Theft and burglary cover Progressive Insurance
House Owners Insurance
Buildings of a private dwelling house
Covers the building of a private dwelling house, including outbuildings, fixtures, walls, gates and fences.
β’ Buildings of the private dwelling house, including domestic offices, stables, garages and outbuildings on the same premises β’ Fixtures and fittings, and the walls, gates and fences around the property β’ Impact by road vehicles or animals not belonging to the insured or their family Official source β Β· checked 2026-09-24
Progressive Insurance
Householder Insurance
Contents of a private dwelling
Covers household goods and personal effects inside a private dwelling, for the insured and family normally residing there.
β’ Contents, household goods and personal effects of the insured and family normally residing with them β’ Impact by road vehicles or animals not belonging to the insured or their family β’ Bursting or overflowing of domestic water tanks, apparatus or pipes Official source β Β· checked 2026-09-24
RHB Insurance
Home SmartPLUS Insurance
Conventional
Home insurance that protects the building on an agreed value basis with waiver of the average clause.
β’ Building protected using agreed value β’ Waiver of average clause (no under-insurance penalty) β’ Inconvenience allowance up to RM1,000 for fire/explosion Takaful IKHLAS General
IKHLAS Houseowner / Householder Takaful
Takaful
Shariah-compliant cover for residential buildings and contents against fire, lightning, flood and burst pipes.
β’ Houseowner section covers structure incl. walls, roof, fixtures, garages, gates and fences β’ Householder section covers household goods and personal effects β’ Extensions available for storm, tempest, flood, impact damage and burst pipes Official source β Β· checked 2026-09-24
Takaful Malaysia
Takaful myHouseowners & Householders
Houseowner & householder takaful
Shariah-compliant protection for the house structure and contents with a cashback reward if no claims are made.
From RM60 minimum contribution(published indicative price)
β’ Houseowners plan covers walls, roof, fixtures and fittings, garages, gates and fences β’ Householders plan covers household goods, personal effects and moveable possessions β’ Covers fire, flood, hurricane, cyclone, typhoon, windstorm, theft and burglary Tokio Marine
Tokio Marine SecureHome
All-in-one houseowner & householder insurance
Enhanced all-in-one home and contents plan with six coverage sections and flexible optional covers.
β’ Six sections: Building, Content, HouseCare, Inconvenience Allowance, Personal Worldwide All Risks, Personal Accident β’ Flexible cover with a wide range of optional covers β’ All-in-one home and content protection Official source β Β· checked 2026-09-24
Zurich General
Z-HomeProtect Insurance
Houseowner & householder insurance
Two-section home policy letting homeowners insure the building, the contents, or both against fire, flood and theft.
β’ Buy Section I (building), Section II (contents) or both β’ Covers fire, lightning, explosion, burst pipes and theft with forcible entry β’ Flood, hurricane, windstorm, earthquake and volcanic eruption included Zurich General Takaful
Z-HomeProtect Takaful
Takaful
Home takaful with separate building and contents sections covering fire, natural disasters, theft and robbery.
β’ Choose Section I (building), Section II (contents) or both β’ Perils include fire, flood, earthquake, windstorm, burst pipes, impact and theft with forcible entry β’ Robbery and hold-up at premises covered