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Guides and explainers from our verified advisors. Understand what you're buying — then ask our assistant about specific products.
Business travel insurance for staff
Sending staff overseas for work creates risks a personal travel policy was not built for, and Work Injury Compensation cover does not follow them there either.
Alice Tan
Flexible benefits and outpatient cover for employees
A flexible benefits scheme lets employees choose how a fixed budget is spent on outpatient and other cover, rather than being issued one fixed package. Here is how it fits alongside national schemes.
Chitra
Employee benefits for a 10-person startup: where to start
A 10-person team is usually just large enough to qualify for group insurance rates. Here is what to set up first, and what can realistically wait until the company grows.
Alice
Portable medical benefits and the Transferable Medical Insurance Scheme
Most employer medical cover ends the day you leave the job. Here is why portability matters, and how Singapore's Transferable Medical Insurance Scheme addresses it for one group of workers.
Chitra
Group term life and the multiple-of-salary formula
Employers often size group life cover as a multiple of annual salary. It is a convenient formula for HR, but it is not the same thing as a needs-based sum assured for you.
Alice
Group hospitalisation and surgical plans: what employers usually buy
Group hospitalisation cover sits alongside MediShield Life, not instead of it, and usually alongside separate work injury cover too. Here is how the pieces fit.
Chitra