Compare business & SME insurance in 🇲🇾 Malaysia

Flexible SME package built on fire cover for up to 76 occupational codes, with customisable sums insured and add-ons.

• •Covers SMEs across up to 76 occupational codes
• •Inconvenience Relief Benefit pays a daily cash allowance if business is interrupted by fire or covered perils
• •Optional Profit Shield covers loss in profit up to RM2 million

Package policy for SMEs with property sums insured up to RM50 million, combining fire cover with a miscellaneous special pack across three plans.

• •For SMEs with property sum insured up to RM50 million
• •Compulsory fire section with inconvenience allowance up to RM5,000, outdoor fixtures and burst pipes cover
• •Public liability RM500,000 to RM2 million by plan

Bundled SME package with compulsory fire cover and optional sections, quoted and issued online with no proposal form.

• •Compulsory fire cover plus optional all risks, burglary, money, plate glass and fidelity guarantee
• •Optional public liability and employer's liability sections
• •RM250 per day for up to 60 days in the event of business disruption

Package policy for business premises combining compulsory fire cover with tiered Silver to Diamond plans for liability, money and burglary.

• •Compulsory fire/lightning section with terrorism and sabotage extension
• •Optional perils: flood, storm, earthquake, riot/strike, subsidence and more
• •Public liability RM250,000 to RM1 million per event by plan

Customisable one-stop SME package with fire and insured perils cover plus complimentary perils and theft protection.

• •One package, one expiry date, one insurer for main insurance classes
• •6 complimentary perils incl. aircraft damage, earthquake and falling trees up to 10% of sum insured (max RM1,000,000)
• •Full theft cover up to RM50,000 within premises

Add-on policy for small and medium industries that pays an additional percentage of claims under existing property policies plus packaged business covers.

• •Contingent inconvenience allowance: additional percentage of claim payable under existing policies
• •Theft, armed robbery and hold-up of contents covered
• •Money in transit and storage protection

Simplified business interruption insurance covering SMEs' lost income and increased operating costs after insured events.

• •Covers loss of net takings due to insured perils
• •Covers increased operational costs from fire, lightning, domestic explosions and other covered events
• •Flexible coverage limits up to RM5 million per location

All-in-one SME package combining 11 classes of insurance across three sections at a lower premium than individual policies.

• •Compulsory fire section up to RM10 million sum insured
• •Optional consequential loss up to RM10 million and all risks up to RM5 million
• •Section C plans: Silver, Gold, Platinum with published premiums RM670/RM1,210/RM2,440

Commercial package for JMBs and management corporations combining mandatory fire cover with an all-in-one policy and office bearers' liability.

• •For JMBs and MCs of condominiums, apartments, flats and gated strata communities
• •Mandatory fire cover with landscaping and assistance allowances of RM5,000 each
• •All-in-one policy: burglary, money, fidelity guarantee, machinery & equipment, plate glass, PA and public liability

Single-policy protection for small and medium retail businesses covering assets, money, liability and personal accident.

• •Covers fire, flood and theft on business assets
• •Public liability and personal accident protection included
• •Money cover included

Comprehensive SME package covering fire, all-risks property, liability, business interruption, money and burglary in one policy.

• •Fire and extended perils cover for buildings, stock, fixtures and contents
• •Public liability and employer's liability included
• •Fire consequential loss covers lost profits, revenue and increased working costs

Needs-based SME package offered as fixed Z One Business or customisable Z Flexi Business plans across seven industry sectors.

• •Two plans: Z One Business (straightforward comprehensive cover) and Z Flexi Business (customer decides coverage)
• •Tailored wordings for 7 sectors: F&B, manufacturing, motor showroom/workshop, office & services, retail, tourism, wholesale & distribution
• •Needs-based customised business protection