Compare business & SME insurance in 🇸🇬 Singapore

Flexible multi-line insurance with essential covers for small and medium-sized Singapore businesses across six industries.

• •Choice of three packaged plan types or a tailored bespoke solution
• •13 coverage sections from property all risks to group personal accident
• •Industry propositions for beauty, education, food, healthcare, office and retail

Simple packaged business insurance for Singapore companies with up to 25 employees across retail, F&B, office and more.

• •All-risks contents & stocks cover S$75,000 to S$2,000,000
• •Public liability S$1,000,000
• •Business interruption S$200/day up to 200 days

Wide-standard-cover SME package spanning property, liability, work injury, money and business interruption with optional add-ons.

• •Ten cover sections including property, liability and work injury compensation
• •Business interruption (loss of profits) cover
• •Money, fidelity guarantee and goods-in-transit covers

Etiqa's online-purchasable SME packages for six trades, bundling all risks, business interruption, money, liability, work injury and personal accident cover.

• •All risks on contents and stock of S$100,000, increasable up to S$3,000,000
• •Business interruption benefit of S$200 per day for up to 100 days
• •Public liability of S$500,000, increasable up to S$2,000,000-S$5,000,000 by trade

The liability line — cover for being found legally responsible for injury or damage to others.

• •Public Liability: legal responsibility for injury to others or damage to their property
• •Products Liability: liability arising from the manufacture or sale of products
• •Work Injury Compensation, including the platform worker variant

Construction and machinery cover, including loss of profits following a machinery breakdown.

• •Contractors' All Risks / Erection All Risks (CAR/EAR) during construction and erection
• •Machinery Breakdown, and Loss of Profits following Machinery Breakdown
• •Electronic Equipment: material damage, external data media, and increased cost of working

The four covers that fall outside property and liability — money, burglary, dishonesty and glass.

• •Money cover for cash in transit and on premises
• •Burglary cover for stock and contents
• •Fidelity Guarantee against employee dishonesty

Etiqa's commercial property line — fire and extraneous perils, industrial all risks, and consequential loss.

• •Fire and Extraneous Perils Insurance
• •Industrial All Risks Insurance
• •Consequential Loss (business interruption following property damage)

Cover for goods in transit, by sea and inland.

• •Marine Cargo cover for goods in transit
• •Inland Transit cover for goods moved within the country

Great Eastern General Insurance's SME package protecting businesses against fire, theft, liability, interruption and more, with sector-specific packages.

• •Contents and stock cover of S$100,000 (fire & extraneous perils on Standard, all risks on Deluxe), top-up to S$900,000
• •Public liability of S$500,000 any one occurrence, top-up to S$4,500,000
• •Daily benefits of S$250 per day for up to 100 days

Industry-specific business packages for offices, retail, F&B, clinics, light industry and logistics.

• •Packages tailored to six industries
• •Accidental damage, physical loss and fire cover for business property
• •Public liability cover included

Packaged cover for SME business assets, theft, money, work injury compensation and third-party liability.

• •Covers stocks, furniture, fixtures, fittings and contents
• •Theft and hold-up protection
• •Money in transit and in locked safe

Liberty Singapore's comprehensive, cost-effective business insurance packages for startups and SMEs, built from 11 coverage components with customisable add-ons.

• •Six tailored packages covering beauty, F&B, clinics, offices, shops and general SME trades
• •All-risks cover for renovations, contents and stock-in-trade
• •Public liability to satisfy landlord and mall requirements

Package cover for light manufacturing units with total property value up to S$2 million, bundling property, liability, money and fidelity.

• •All contents covered against fire and extra perils
• •Contents also covered against burglary
• •Business interruption cover for loss of profits following a covered peril

Flexible all-in-one SME package for office, service, retail and F&B businesses with property, liability and employee covers.

• •All-risks contents cover up to S$2,000,000; optional building up to S$5,000,000
• •Public liability up to S$5,000,000 per occurrence
• •Work injury compensation for up to 20 employees

QBE's packaged business insurance for SMEs with annual turnover up to S$25 million and up to 200 employees, spanning property, liability, work injury and more.

• •Ten coverage options including property all risks, business interruption and public/products liability
• •Plate glass and burglary covered up to S$1,000,000 sub-limit
• •WICA-approved work injury cover with medical expenses up to S$300,000 and common law liability up to S$15,000,000

Customisable business package in Office, Service, Retail and Dining variants covering six essential protections.

• •Property all risks for renovations, contents and stock
• •Public liability and work injury compensation included
• •Business interruption cover for lost revenue