Compare life insurance in 🇲🇾 Malaysia

A flexible investment-linked plan combining life protection with savings and a yearly 1% anniversary bonus of up to 120%.

• •Coverage terms to age 70, 80, 100 or 25 years with auto-extension to age 100
• •1% anniversary bonus each year from 2nd policy year, up to 120%
• •Wide rider menu including A-Plus Health360 and critical illness riders

An internet-exclusive life insurance covering death and TPD up to RM500,000 with guaranteed yearly premiums.

• •Coverage up to RM500,000
• •Covers death and total permanent disability
• •Guaranteed yearly premium

A limited-pay term plan covering death and TPD with a choice of 5 or 10 years premium payment for 20 years of coverage.

• •Covers death and total & permanent disability
• •Choice of 5-year or 10-year premium payment term for 20 years coverage
• •Customisable with optional riders for savings or extra benefits

An online term takaful plan covering death due to natural and accidental causes for ages 17 to 60.

• •Death benefit for natural and accidental causes
• •Flexible coverage with affordable contribution
• •Compassionate benefit included

Etiqa's broadest investment-linked takaful rider set — nine add-ons, including two payor waivers.

• •Investment-linked takaful combining protection with fund investment
• •Riders: accelerated critical illness, accidental benefit, accidental indemnity, hospital cash
• •Junior Star critical illness rider for children

Level death and TPD cover running 49 years, with a surrender value and premiums payable to age 80.

• •Lump sum death benefit — illustrated at RM500,000
• •Total and permanent disability benefit of the same amount, for TPD before the 64th birthday
• •Surrender value if the policy is given up

Death and total permanent disability cover to age 70, paying an additional sum insured when the cause is an accident.

• •Protection until age 70
• •Covers death and total and permanent disability
• •An additional sum insured is payable if death or TPD is caused by an accident

The takaful twin of Term Plus: one certificate for the whole family, paid straight out of EPF with no cash changing hands.

• •Lump sum up to RM200,000 on death or total and permanent disability
• •An additional 100% of the sum covered for death or TPD due to an accident
• •Contributions deducted automatically from the EPF account

A term life plan with unchanging premiums, flexible benefit tenure and no medical exam for ages 16-59.

• •Death or disability lump-sum benefit
• •Total & Permanent Disability (TPD) benefit included
• •No medical exam required

A no-commission term plan: pure protection, no surrender value, 15-day free look.

• •Death and total and permanent disability cover
• •Distributed without an intermediary, so no commission is charged
• •Easy online purchase

The Etiqa ILP sold on fund choice: local and global funds under one policy.

• •Access to a range of local and global investment funds
• •Funds managed by Etiqa's fund managers
• •Protection continues alongside the investment

The only plan here that pays for aqiqah, khatam and qurban alongside the investment account.

• •Aqiqah, Khatam and Qurban benefits
• •Flexible contribution payment and certificate terms
• •Takafulink Savings Flexi savings add-on available

Pays the sum covered on death or TPD, and twice that if the cause was an accident.

• •100% of the sum covered on death or total and permanent disability
• •An additional 100% of the sum covered if the death or TPD was caused by an accident
• •Share of any surplus distributed from the Participants' Risk Fund

An investment-linked legacy plan open from 17 to 70 with no medical check-up.

• •Entry age 17 to 70
• •No medical check-up required
• •Bonuses and boosters added as the policy runs

A hibah plan with a RM350,000 floor on the covered amount and an extra 200% on accidental death.

• •Hibah distributed directly to nominated loved ones on death
• •An additional 200% of the covered amount on accidental death
• •Covered amount starts at RM350,000

An affordable hibah plan: RM100,000 of cover from about RM1.32 a day, approved on one health question.

• •Up to four times the covered amount paid on accidental death
• •Compassionate benefit of RM3,000 on death or total and permanent disability
• •RM100,000 of cover from about RM1.32 a day

The Etiqa ILP that guarantees three things an ILP usually does not: the annual payout, the maturity payout and the insurance charge rates.

• •Guaranteed annual cash payout
• •Guaranteed maturity payout
• •Guaranteed insurance charge rates

Thirty years of death and TPD cover with rider options, and any Participants' Risk Fund surplus paid at maturity.

• •Death benefit of the sum covered plus RM1,000 funeral expenses and any accumulated fund surplus
• •Total and permanent disability benefit of the same amount, for TPD before the 64th birthday
• •Maturity benefit of any accumulated Participants' Risk Fund surplus

An investment-linked plan with several cover-term options and a milestone celebration benefit.

• •Milestone Celebration Benefit
• •Multiple coverage term options
• •Comprehensive rider add-ons

Malaysia's first takaful plan covering the whole family's critical illness and parents' death under one certificate.

• •One certificate protects the entire family
• •Overall family cover equal to 250% of the sum covered
• •100% of sum covered paid on death of a covered parent

Generali Life's online term plan — the life arm of Generali Malaysia, formerly AXA Affin Life.

• •Term life cover bought online
• •Sits in a range that also carries Wealth Creator, GenWealth, Life 80 and Secure Shield
• •Generali Life Insurance Malaysia Berhad is licensed by Bank Negara Malaysia, formerly AXA Affin Life

An affordable non-participating term life plan bought directly online with no medical exam and guaranteed renewal until age 80.

• •Death and TPD protection with guaranteed renewal to age 80
• •Sum assured options of RM100,000 to RM500,000
• •RM5,000 bereavement benefit paid upfront on death

An online family takaful term plan paying up to RM500,000 on death or TPD with simplified underwriting.

• •Basic Sum Covered options from RM100,000 up to RM500,000
• •Death and Total Permanent Disability (TPD) benefits
• •Bereavement Allowance of RM5,000 advanced from the death benefit for funeral expenses

A 10-year non-participating term plan covering death or TPD, renewable without underwriting up to two times.

• •Sum assured up to RM500,000
• •Pays Basic Sum Assured on death or TPD (prior to age 65)
• •Renewable for another 10 years without underwriting, up to 2 times (last renewal age 65)

A commission-free term life plan from as low as 15 sen a day with no medical check-up required.

• •Protection as low as RM0.15 a day
• •No medical check-up, just simple health questions
• •Flexible coverage amount based on needs and affordability

A yearly renewable term life plan with no medical underwriting, covering death and accidental death up to age 80.

• •Basic Sum Assured from RM25,000 to RM100,000
• •Pays 250% of sum assured for accidental death, 350% if in public conveyance
• •Funeral expenses benefit of 5% of sum assured (from 2nd policy year)

A customisable investment-linked life plan with a sum assured booster that grows 1% yearly up to 50% at no extra cost.

• •Coverage from 13 weeks of pregnancy up to age 100
• •Sum Assured Booster increases cover 1% yearly up to 50%
• •Children automatically covered from birth to age 7

A yearly renewable family takaful paying a lump sum on death or total permanent disability with simplified sign-up.

• •Lump-sum payout on death
• •Covers total and permanent disability
• •Contributions from as low as RM0.15 a day

Mortgage cover for CIMB housing loan borrowers, underwritten by Sun Life Malaysia, running 3 to 40 years.

• •Death benefit for accidental and natural death
• •Total and permanent disability benefit for accidental and natural causes
• •Minimum coverage of RM10,000

A surplus-sharing yearly renewable term takaful covering death and TPD up to age 80 with no medical check-up.

• •Coverage up to RM500,000
• •Doubled (2x) benefit for specified infectious diseases such as dengue and Zika
• •Yearly renewable cover up to age 80

A yearly renewable term takaful to age 80, started on a health declaration with no medical check-up.

• •Lump sum on death or total and permanent disability from all causes
• •An additional 100% of the basic sum covered where death or TPD is due to specified infectious diseases
• •Cover to age 80

A regular contribution family takaful plan paying RM500,000 on natural death, TPD or 36 critical illnesses.

• •Payout of RM500,000 upon natural death
• •Payout of RM500,000 upon TPD
• •Payout of RM500,000 for 36 types of critical illness (accelerated)

An online term life plan covering death and TPD up to RM500,000 with guaranteed level premiums.

• •Death and TPD cover up to RM500,000
• •Choice of 10, 20 or 30-year terms
• •Guaranteed level premiums

A Shariah-compliant term takaful with level contributions and worldwide cover until age 80.

• •Death benefit of sum covered plus Participant Investment Account value
• •TPD cover before age 70
• •Flexible terms from 5 years up to age 80