Compare life insurance in 🇸🇬 Singapore

Participating whole life plan with up to 5x boosted coverage while accumulating stable cash value.

• •Boosted death and TPD coverage up to 5x until age 65 or 75
• •Limited pay: 15, 20 or 25-year premium terms
• •Accumulates guaranteed cash value and non-guaranteed bonuses

An affordable, flexible term life plan covering death, terminal illness and terminal cancer with renewable or level term options.

• •S$1 million cover from S$1.36 a day
• •Guaranteed premiums throughout the policy period
• •Choice of renewable or level term options

Direct-purchase participating whole life plan covering death, terminal illness and TPD until age 100.

• •Buy direct without a financial adviser
• •Sum insured from S$50,000 to S$200,000
• •Covers death, terminal illness and TPD (before age 65)

Whole life plan with lifetime guaranteed benefit of up to 5x basic sum assured for death and critical illnesses.

• •Lifetime cover against death, terminal illness and TPD
• •Guaranteed multiplier of up to 5x basic sum assured for life
• •Choice of 10, 15, 20 or 25-year premium payment term

A DIRECT plan: whole life cover to S$200,000 bought without an intermediary, so no commission is loaded.

• •Up to S$200,000 on death or terminal illness
• •Lifetime protection, with the potential to grow the premiums paid
• •Sold under the DIRECT scheme — no intermediary, no commission

A universal life savings plan guaranteeing 1.80% a year for three years — currently fully subscribed.

• •Guaranteed 1.80% p.a. for the first 3 years
• •Flexible whole life savings structure with top-ups anytime
• •Insurance cover alongside the savings account

Clears the remaining home loan if you cannot — and stops charging premiums for the last tenth of the term.

• •Reducing lump sum benefit on death, total and permanent disability or terminal illness
• •Pay premiums for only 90% of the policy term and stay covered for the rest
• •Policy term from 6 to 40 years, or until the 75th birthday, whichever is earlier

A limited-pay participating whole life plan with a multiplier of up to 5 times and a built-in retirement option.

• •Whole of life cover against death, terminal illness and total and permanent disability
• •Multiplier of 2, 3, 4 or 5 times, expiring at age 66, 71, 76, 81 or 86 (age next birthday)
• •Retirement option and premium relief benefit built in

Death and terminal illness cover with terms in one-year steps to age 86, convertible later without proof of good health.

• •Payouts from S$401,000 on death or terminal illness during the policy term
• •Terms of 5 years (renewable), 10 years up to age 86 in one-year intervals, or until age 100
• •The 5-year renewable plan renews to age 90 with no health checks

Whole life cover you can multiply to 400% of the sum insured until age 65 or 80, with premiums paid over as little as 5 years.

• •Multiply protection by 200%, 300% or 400% of the basic sum insured until age 65 or 80
• •Limited premium term of 5, 10, 15 or 20 years
• •Retirement option paying yearly amounts for 10 years from the anniversary after age 65

The Flex plan built around being able to stop paying for a while without losing the policy.

• •Option to pause contributions during unexpected life events
• •Access to trusted, high-quality funds
• •Rewards that recognise continued commitment

The Flex line's entry plan: S$200 a month, start-up bonus up to 55%.

• •Regular premium from as low as S$200 a month
• •Start-up bonus of up to 55% to accelerate early returns
• •Multiple bonus units through the policy term

The largest start-up bonus in the range — up to 75% in the first year.

• •Start-up bonus of up to 75% in the first year
• •3% special bonus on regular premium for staying the course
• •Access to trusted, high-quality funds

The single-premium Etiqa ILP, paying a power-up bonus every three years.

• •Single premium — invested in one payment
• •Power-up bonus of up to 1.20% of the average account value every 3 years
• •No health check required for the basic plan

The takaful plan that can be paused: Shariah-compliant funds with a break in contributions when life demands it.

• •Takaful investment-linked plan with Shariah-compliant funds
• •Flexibility to pause contributions during unexpected life events
• •Rewards that recognise continued commitment

S$200 a month with a start-up bonus of up to 60% and a 3% special bonus from year six.

• •Regular premium from S$200 a month
• •Start-up bonus of up to 60% in the first year of investment
• •3% special bonus on regular premium paid, from as early as the 6th policy year

The values-based ILP at S$200 a month, with a start-up bonus of up to 60%.

• •Regular premium from just S$200 per month
• •Start-up bonus of up to 60% in the first year of investment
• •3% special bonus on regular premium paid

The cheapest way into an Etiqa ILP: S$100 a month, with a charge refund for leaving the money alone.

• •Entry premiums from as low as S$100 a month
• •Low charges
• •Policy charge refund of 0.8% of Average Account Value from the start of the 4th policy year, for every completed 3 years with no partial withdrawal

Etiqa Singapore's Shariah-compliant ILP, with a start-up bonus of up to 55%.

• •Shariah-compliant, values-based investing
• •Start-up bonus of up to 55% in the first year
• •3% special bonus on every premium payment

The Shariah-compliant plan carrying the range's top start-up bonus of up to 75%.

• •Shariah-compliant funds
• •Start-up bonus of up to 75% in the first year
• •Flexible premium terms

The low-charge digital ILP: 0.75% a year management charge and no lock-in period.

• •Management charge of 0.75% p.a.
• •No lock-in period
• •Start investing from S$1,000

Digital term life cover from S$0.09 a day with sum insured of S$50,000 up to S$2 million.

• •Lump sum payout on death, terminal illness or TPD
• •Choose sum insured from S$50,000 to S$2 million
• •5-year renewable (guaranteed to age 80), 20-year fixed, or cover to age 65

An online term life plan with up to S$1.5 million payout for death or terminal illness and no medical exam for healthy applicants.

• •Up to S$1.5 million lump sum for death or terminal illness
• •Buy and manage the policy fully online
• •Complimentary spouse cover up to S$250,000 for one year on death or terminal illness

Limited-pay participating whole life plan with a multiplier of 3, 5, 8 or 10 times the basic sum assured.

• •Covers death, TPD and terminal illness for life
• •Multiplier of 3x/5x/8x/10x basic sum assured to age 65, 75 or 85 (ANB)
• •Premium payment terms of 15, 20, 25 or 30 years

A non-participating, regular premium level term plan covering death and terminal illness with customisable coverage age.

• •Level premiums throughout the policy term
• •Cover up to age 65, 70, 75, 80 or 85
• •Conversion privilege to a cash-value life policy without medical underwriting

A term life plan covering death and terminal illness with flexible terms, guaranteed renewals and cover up to age 99.

• •Cover up to age 99 with flexible policy terms
• •Guaranteed renewals without medical check-ups
• •Indexation option to keep pace with inflation

A participating whole life plan with multiplier cover up to 500% and protection across up to 159 illness conditions.

• •Multiplier Cover up to 500% of sum assured until age 65, 75 or 80
• •Covers up to 159 conditions across early to advanced-stage critical illness (with riders)
• •Annual cash payouts from age 50 via Flexi Cash Access

A term plan covering death, terminal illness and TPD with guaranteed renewal and protection up to age 84.

• •Guaranteed renewal up to age 84 (no claim, aged 79 or below)
• •Wide choice of policy terms from 5 to 35 years
• •Covers death, terminal illness and TPD

Affordable and customisable regular-premium term life plan with coverage renewable up to age 85.

• •Covers death and terminal illness for a chosen term
• •5 or 10-year renewable and convertible terms, or 11-40 year level terms
• •Guaranteed renewal until age 85 without medical examination

A whole-of-life plan with multiplied coverage up to 5x and built-in critical illness protection across 182 conditions.

• •Lifelong cover for death, terminal illness and TPD
• •Coverage boost up to 5x until age 80
• •182 critical illness conditions via Crisis Care and Early Crisis Care

A non-participating term plan that lets you increase coverage annually to keep pace with your growth and achievements.

• •Policy terms from 10 to 82 years, protection up to age 100
• •Increase basic coverage 1–10% yearly without medical exam
• •Covers death, terminal illness and TPD

A flexible term life plan with regular and limited pay options paying a lump sum on death or terminal illness.

• •Coverage terms from 5 years up to age 99
• •Guaranteed Issuance Option to raise cover at life milestones without medical checks
• •Convertible to endowment or whole life plans without further underwriting

Customisable participating whole life plan with Additional Cover of up to 400% of base sum assured.

• •Lifelong protection against death and terminal illness
• •Additional Cover of 100%-400% of base sum assured to age 65, 70, 75, 80 or 85
• •Premium terms of 10, 15, 20, 25 years or pay to age 65

A regular premium, non-participating term plan covering death, TPD and terminal illness with guaranteed renewal and conversion privileges.

• •Lump sum payout for death, TPD and terminal illness
• •TPD protection until age 85 or end of policy term
• •Guaranteed renewal and conversion without further health checks