Learn about insurance
Guides and explainers from our verified advisors. Understand what you're buying — then ask our assistant about specific products.
The real cost of an investment-linked policy
ILPs bundle insurance and investment. Understanding the fee layers is the difference between a useful tool and an expensive one.
Priya Nair
Term vs whole life: which one actually fits you?
The two most common life insurance types solve different problems. Here is a plain-language guide to choosing.
Alice
Takaful vs conventional insurance: what actually differs?
Both protect your family. The difference is in how the fund is structured, who bears the risk, and how surpluses are shared.
Farah
Five questions to ask before buying any policy
A checklist I wish every customer brought to their first meeting with an advisor.
Alice
Emergency fund first, insurance second? Sequencing your safety net
Savings and insurance solve different problems, and the order you build them in matters less than people argue about online.
Priya
How much life cover do you actually need?
A practical method for sizing your sum assured without overpaying: income replacement plus liabilities minus assets.
Ben
Choosing takaful in Malaysia: a practical starter guide
Tabarru, wakalah fees, surplus sharing — the vocabulary is different, but the decisions are familiar. A plain guide for first-time takaful buyers.
Nurul