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Guides and explainers from our verified advisors. Understand what you're buying — then ask our assistant about specific products.
Maid Protect360 Pro (Enhanced) explained: benefits, limits and the fine print
HL Assurance's Enhanced tier waives the usual 25% co-payment on the mandatory medical benefit and raises personal accident cover. Here is what that means in practice.
Chitra Raj
Maid Insurance (Exclusive) explained: benefits, limits and the fine print
FWD's Exclusive maid plan is its top tier, with no co-payment on hospital and surgical claims against 25% on the three lower tiers. Here is what the insurer's page says it covers.
Chitra
Maid Insurance (Popular) explained: benefits, limits and the fine print
FWD's Popular tier adds outpatient illness cover and a daily hospital allowance to its maid insurance range. Here is what that covers, and what the published page leaves out.
Daniel
MaidPlus (Standard) explained: benefits, limits and the fine print
MaidPlus (Standard) is MSIG's entry-level, MOM-compliant helper insurance plan. Here is what the published benefits and price actually cover, and what they do not.
Chitra
MaidPlus (Premier) explained: benefits, limits and the fine print
MSIG's top MaidPlus tier doubles the medical limit to S$120,000 a year. Here is what the plan covers for both employer and helper, and what to check before buying.
Daniel
Transferring or renewing maid insurance when a helper changes employer
A domestic helper's insurance does not automatically follow her to a new employer. Here is what a new employer needs to arrange, and how it relates to the security bond and work permit.
Daniel
Claiming on maid insurance when your helper is hospitalised
As an employer, you are usually the one who has to make the claim when your domestic helper is hospitalised. Here is what the process generally involves.
Chitra
Maid insurance add-ons: wage compensation, repatriation and third-party liability
Beyond the medical insurance MOM requires for a domestic helper, most policies bundle several other benefits. Here is what they actually cover and why they matter.
Daniel
Personal accident cover for domestic helpers: the SGD 60,000 minimum
Employers of a foreign domestic worker in Singapore must buy personal accident cover alongside medical insurance. Here is what the SGD 60,000 benchmark actually protects.
Chitra
Maid medical insurance: the SGD 60,000 minimum and what it covers
Every employer of a foreign domestic worker in Singapore must buy medical insurance with at least $60,000 in annual cover. Here is how the payout is split, and what falls outside it.
Daniel
The security bond and how insurance replaces the SGD 5,000 deposit
Employers of a foreign domestic worker are liable for a S$5,000 security bond to MOM. Here is how a bond guarantee from an insurer replaces putting up the cash yourself.
Chitra
Maid insurance in Singapore: MOM's mandatory requirements
Employers of foreign domestic workers must arrange specific insurance before a Work Permit is issued. Here is what the mandatory cover includes and where plans typically go further.
Daniel
EQ MaidSafe explained: benefits, limits and the fine print
EQ MaidSafe meets MOM's insurance requirements for hiring a migrant domestic worker, standing in for the S$5,000 security bond. Here is what the published page states about what it covers.
Chitra
MaidEase (Standard) explained: benefits, limits and the fine print
Sompo's MaidEase Standard plan carries a S$120,000 medical limit, double MOM's minimum, at a published price of S$530.95 for 26 months. Here is what else it covers.
Daniel
MaidEase (Prestige Plus) explained: benefits, limits and the fine print
Sompo's top MaidEase tier carries a S$160,000 medical limit and a fidelity guarantee. Here is what Prestige Plus actually covers and what still sits outside it.
Chitra
Maid Protect360 Pro (Premier) explained: benefits, limits and the fine print
HL Assurance's upper maid insurance tier lifts hospital and surgical cover to S$80,000 and waives the 25% co-payment. Here is what the plan covers and what to verify.
Daniel